Lexington, Georgetown and Nicholasville real estate and homes for sale in Kentucky, Central Kentucky, Keller Williams Bluegrass Realty Real Estate - The Maria Gnas Realty Group, REALTORS® The Maria Gnas Realty Group REALTORS(r) for Lexington, Georgetown and Nicholasville, Kentucky real estate, Central Kentucky, Keller Williams Bluegrass Realty Real Estate - NUMBER1EXPERTS™ The Maria Gnas Realty Group NUMBER1EXPERTS(tm) for Lexington, Georgetown and Nicholasville, Kentucky real estate, Central Kentucky, Keller Williams Bluegrass Realty Real Estate
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The Maria Gnas Realty Group, REALTORŪ, real estate agents and broker for Lexington, Georgetown and Nicholasville Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Lexington, Georgetown and Nicholasville Kentucky home buying, real estate listings, and homes for sale in  County, KY
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Lexington, Georgetown and Nicholasville real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Buyers Remorse >The Blues of Buyers

Here is an illustration of what you might go through as a homebuyer when the real estate agent calls to say that your offer has just been accepted.

Although you are ecstatic when your agent congratulates you, your initial euphoria may be short-lived if you begin to have second thoughts about the purchase. You may look at the amount of cash required for the down payment and closing costs, and feel that you won't be able to enjoy a restaurant meal or a shopping spree for months! The mortgage added to the interest payments over thirty years seems like an outrageously high sum. Finally, you stare at the inspector's report and convince yourself that the roof will blow off and every major system will fail the day after you move in. You're in a frenzy. You ask yourself, "What am I doing?"

If you begin having doubts about your home purchase, the wisest approach is simply to relax! These feelings are so common that they have been given a name--"Buyer's Remorse." "Buyer's Remorse" is almost always a temporary malady, so please call your real estate agent if you are having an extreme attack. Your agent has experience in helping clients through the home-buying jitters.

See All Tips In The "Buyers Remorse" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
See More Real Estate Trivia >

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The Maria Gnas Realty Group, REALTORŪ, real estate agents and broker for Lexington, Georgetown and Nicholasville Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Gnas
Keller Williams Bluegrass Realty

2424 Harrodsburg Rd
Suite 101
Lexington, KY 40503
Office: 859-519-3137
Cell: 859-229-2295
Fax: 859-269-0065
Maria Gnas: Maria@TeamGnas.com
Kathy Pickett: Kathy@TeamGnas.com

Maria Gnas and Team Gnas at Keller Williams Bluegrass Realty are passionate about surpassing all expectations, rising above industry standards to stay at the top of your list and first on your mind when you need Real Estate experts!

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