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Team Gnas, REALTORŪ, real estate agents and broker for Lexington, Georgetown and Nicholasville Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT created equal! Find out why Maria and Team Gnas are top Real Estate experts. Call:(859)519-3137










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First Time Homebuyers: Lexington, Georgetown and Nicholasville Kentucky home buying, real estate listings, and homes for sale in  County, KY
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Lexington, Georgetown and Nicholasville real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?

A 
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
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Team Gnas, REALTORŪ, real estate agents and broker for Lexington, Georgetown and Nicholasville Kentucky home listings, property and land for sale - NUMBER1EXPERT(tm)

Maria Gnas
Keller Williams Bluegrass Realty

2424 Harrodsburg Rd
Suite 101
Lexington, KY 40503
Office: 859-519-3137
Cell: 859-229-2295
Fax: 859-269-0065
Maria Gnas: Maria@TeamGnas.com
Chuck Gnas: Chuck@TeamGnas.com
Angie Fields: Angie@TeamGnas.com
Kathy Pickett: Kathy@TeamGnas.com
Andrew Gnas: Andrew@TeamGnas.com

Maria Gnas and Team Gnas at Keller Williams Bluegrass Realty are passionate about surpassing all expectations, rising above industry standards to stay at the top of your list and first on your mind when you need Real Estate experts!

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Keller Williams Realty Bluegrass real estate and homes for sale in Lexington, Georgetown and Nicholasville Kentucky

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